credit card or debit card??

[xavisimao]

---

If you have one nya dili nimo gamiton pero activated na siya...there is an annual fee depende sa card nga imo gigamit if classic credit card siya same nako HSBC pero classic...The annual fee is Php 1,200.00.

usually the first year of subscription is free of annual fee, the fee will only kick-in the 2nd year, that is if you will continue to avail

[justinblake]

usually the first year of subscription is free of annual fee, the fee will only kick-in the 2nd year, that is if you will continue to avail

Yes, that's free ila pana e waive for first year, the following year usa paka mobayad sa annual fee...Okay raman ang credit card, manage your card wisely lang gyod, this is the most important thing gyod aron dili ta magpas-an sa bayrunon..Hehe.

Ang uban gud kay swipe2x lang taman...

Tip to avoid some penalties: Ayaw gyod pagbayad sa ila gibutang didto nga minimum payment required is Php500.00 kay daku kaayo ka ug penalty and other charges pa...if mahimo bayari gyod tanan.

[necrotic freak]

pwede ba mag credit card pero dili nimo gamiton? for emergency purposes lang jud ba

unya na ipa activate kung mag gamit naka for emergency aron bisag 2yrs after nana imong card wala pakay annual fee...

[blayn210]

go for debit card kay managed spending gyud ug credit card its easy to buy your wants rather than ur needs

[HerBench]

i prefer both. gamit cla both.

sauna i have a credit card ako pa cut off kay i cant control myself in buying jud

now, i have debit card ...

pero i want to get a credit card back

[cebugdev]

debit card ofcourse..
i dont want to spend the money that I dont have, or the money that i will have in the future, spend the money that you currently have and save a portion of it..

better learn to spend the money that you have ... wisely.. than having an "unlimited" source of cash, dli na ma control,

and yet people are complaining that gamay ra ang sweldo dri sa pinas, they have never considered thier lifestyle and their spending..

[browniies]

maki swipe nlng ko oy

kapoy huna² ug bayrunon. LOL.

[ooodavidooo]

debit card is more manageable in terms of limiting unnecessary spending...

[mico1984]

debit.. kay kung walay sulod di nimo ma use.. kuyaw ang credit card kay magsalig raka

[Jefr0x]

credit ko pde ra mangutang unya likay2x dayon hangtod ma TY