Mutual Funds and Bonds

[eclipse]

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thanks so much for the info aikea guinea, by the way how do i get started with this in Cebu? who should i contact to? do u know their phone number?

[aikea guinea]

yes you can contact them at 2546659 look for Imelda or Jiddu tell them you were referred by Kenneth, they will explain tou you how to start without no obligation on your part

[j_puffy]

eclipse how about earning .75% per day on your investment? pm me if your interested! pm me guys and gals if your interested and wanna know more!

[eclipse]

j_puffy, is this gurranteed nga .75% per day? is it safe? basin daganon ni ang among money, unsaon nalang. pm me the details. thnx

[Hot Ice]

Mutual fund? My advice is at PHILAMLIFE. There is an option ranging from 8 percent interest. And to think, wala ni cya deduction nga WITHHOLDING tax. 5000 and minimun. I don't work for philamlife.

[aikea guinea]

Philam Peso Bond Fund performed 9.45% last year 2003, while the Philam Dollar Bond fund performed 5.75%. So far the highest yield in the Mutual Fund Investment Market in the Philippines!!!

[eclipse]

Philam Peso Bond Fund performed 9.45% last year 2003, while the Philam Dollar Bond fund performed 5.75%. So far the highest yield in the Mutual Fund Investment Market in the Philippines!!!

oops!! i don't think they get the highest yield in the mutual fund investment market. there is one i know of. it's Sun Life Prosperity funds. Their balanced fund performed 29% one year to date. it's one of the reasons why my plans for philam didn't push thru coz i found a better one.

[aikea guinea]

yes your right... Philamlife's Balanced Fund(50%bonds,50% stocks) performed 23% to date, while the Philamlife Strategic Growth Fund(80% stocks,20% bonds) is 30% to date. You shoud be a risk taker or a "gambler" if you invest on such portfolio since stocks nowadays are ERRATIC and VOLATILE. But for CONSERVATIVE Investors whose objective are only capital preservation and liquidity i always recommend the ROP Bonds. Low Yield yet SAFE!

[sachem]

hey, could anybody explain to me what are mutual bonds? im interested. i had a time deposit account before and i was a little dismayed about my money's growth so i stopped it. im now thinking about mutual bonds which have high interest and tax free! problem is, i dunno where to start.

what companies offer mutual bonds? what is the mininum deposit/payment? how long is the maturity date? how much is the interest? disadvantages and advantages with mutual funds?

please do enlighten me or maybe us people who are reading this topic.

thanks!

btw, im not a gambler. im one of those conservative investors you are taliking about.

[aikea guinea]

@sachem if you want you can call me at my office at 2532401 or 09173208573 for a full explanation regarding mutual funds. It will take a full page to explain all the benefit and features of the Mutual Funds/Bonds.

But a short enlightenment with the Philam Bond Fund:
1. You can deposit as low as P 5,000.00 to Millions of pesos.....
2. You're money will earn at a conservative projected rate of 8% per annum
and just like the Banks, they are NOT GUARANTEED
3. There is no maturity like time deposits, you can withdraw your money
anytime you want , but suggest you let it stay for 1 year to see better your
earnings and growth
4. Not subject to 7.5% widthholding tax, and bank charges like Time Deposits
5. Very Legal(Mandated by SEC,Central Bank,Dept. of Finance)
6. Safe- coz its Invested purely on ROP Bonds(Republic of tPhilippines)
which is guaranteed by the sovereign State....

Among others and an endless list of features, so contact me for a full discussion and i can give you brochures and reading materials and references on this.