How to get out of Debt?

[*dudes*]

---

never buy if you can't afford

simple but its true. ü

[Hot Ice]

Nya how bout this:
Naa kay debt then supposedly makabayad raka anang nga debts kay naa man ka income.
Then you become fatally ill. Dli na kabayad gyud. Gawas nga naa utang sa hospital, ang income karun
kay gamiton naman sa tambay just to stay alive.

diba ingon ana mana. Huwag magkasakit. Clusivol. hehe. pero bitaw, unsaon mana ninyu kung ingon ana?

[aenigma143]

Nya how bout this:
Naa kay debt then supposedly makabayad raka anang nga debts kay naa man ka income.
Then you become fatally ill. Dli na kabayad gyud. Gawas nga naa utang sa hospital, ang income karun
kay gamiton naman sa tambay just to stay alive.

diba ingon ana mana. Huwag magkasakit. Clusivol. hehe. pero bitaw, unsaon mana ninyu kung ingon ana?

mao jud ni akong na experience sauna bai, kinahanglan jud og double effort para ma bayaran ang imong mga utang, and at the same time mo build up imong capital...

[demonyito]

importante gyd naay savings for emergency.. lisud kau kng wla!

[ranmauelle]

i agree jud, kinahanglan jud naa tay savings and by the way mga bro! ang IMG (International Marketing Group), can really help us learn how to be free from debt, IMG will teach us what to do, how, where... You can attend their FREE SEMINAR at 7pm TTHS. Please let me know lng.

YM: ranmauelle
email: ranmauelle@yahoo.com
CELL: 0916-784-5156

[tops5450]

If you are planning to get out of debt, arrange the debts according to amount then pay first the small ones. It gives us a sense of fulfillment if we get rid of the small ones of which it will propel and motivate us to get rid the much bigger ones. It just a matter of mind setting and getting started (momentum). my 3 cents. hope helps

[Ryze]

1. Always pay yourself first. Take 10% of your income to save and invest.
2. Pay your expenses from the most important to less important.
3. Live under your budget. Be frugal by all means.
4. Share and be thankful of your earnings!
5. Dream that you will be debt-free and living financially independent.

If saving 10% of your earnings is not yet possible, start an achievable target. Let's say, putting aside P500 every month.

"Everything is just a matter of perception."

[Gray_Fox]

don't buy unnecessary stuffs. spend you money wisely. <-- golden rule para mkabayad sa utang.

[che(k_afss]

yeah , sakto c ryze..SAVE before you SPEND dont do other way around

practice saving at least 10% of your salary per month.

[emb_ventures]

live your life below your means...that way you can set aside more on your savings