Latest Report/Update of Mutual Funds.

[wizard_jamex]

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kalami sa FAMI nisaka na balik

Nindot mana ang NAVPS kung masaka ug mana-og kay dako dako jud na ang gain...

[makie]

FAMI from Nov. 12 to Nov. 19 = 62.04% to 71.61%


PhilEquity (Nov. 19) = 2.02%

[lorenzoleo]

T_T!!!!!!!! nindot mag invest kung mu negative ang gain. T_T!
Swerte naka invest jud pag global Financial Crises, PhilEquity was Php7/share at that time, FAMI wast Php 1.3/share. T_T!!!!

Hehehehe! mga tao ato sa IMG kay puro excited, pero ang wala juy idea about investing, nangahadlok. T_T!
Then I remember local business executives, sought advice from us. T_T!

Be prudent and patient in investing. Don't let your emotions kill your money. I believe that the common failure of most investor is that, they let their emotions control them.

You can always read these statements, "The rich get more richer, but the poor gets poorer", IMG's mission is to change that, the poor and the average people must have the same vehicle as what the rich is earning. MF is one vehicle for that, even big banks in the philippines are investing into MF, but average people just don't know about that. You open a time deposit with a bank but actually the bank is just using your money to invest into higher returns.

[mrx412]

NAVPS - Net Asset Value per Share - or price per share.....

nindota einvest ron kay down ang prices ba. . . .

bro, y man nindot i-invest qng down ang NAVPS?..kay para makatipid ka kung mokuha ka ug share??

[ofw_cebu]

daghan ka makuha na shares if NAVPS is down. If you invest regularly and long term, you will still gain in the end, that's what you call Cost Averaging . . .

[makie]

bro, y man nindot i-invest qng down ang NAVPS?..kay para makatipid ka kung mokuha ka ug share??

If NAVPS is down you could buy at a cheaper price and more shares. To clarify it further, let me give you an example.

For example you have P5000 pesos and the NAVPS is at P20 and at P10. At P20 per share, you can buy 250 shares with your P5000 while at P10 per share, you can buy 500 shares. Mutual funds is following the very popular line of "buy low, sell high" line in stock trading. Since we don't trade in mutual funds, let's just rephrase it to "buy low, redeem high", anyway, it's just the same, if you buy, cheaper is better.

Is it risky? Maybe yes, maybe no. If you get into mutual funds thinking short term, the risk is very high because of the unpredictability of the market. However, if you invest long term, the risk decreases because [1] the trend that mutual funds and the market is always going up linearly, and [2] never did it happen in history that the market never recovered. So if you invest for let's say 10, 15, or 20 years, you'll be in a lot better shape financially.

For a more realistic example, PhilEquity started at a little over P1 per share in 1995. Right now, PhilEquity's shares are at nearly P20 per share. That's nearly 2000% growth in 15 years time. In between those, PhilEquity had "bad" years. In 2008, they had about -40% return but in 2009 and 2010, when the market was recovering, they had a very significant increase.

Hence other than the price, time is also a consideration. The earlier you start to invest, the longer your investment will be, the lower the risks, and probably, the higher the growth. And the greatest part (my favorite part in mutual funds)? I do nothing yet my money grows.

[mrx412]

If NAVPS is down you could buy at a cheaper price and more shares. To clarify it further, let me give you an example.

For example you have P5000 pesos and the NAVPS is at P20 and at P10. At P20 per share, you can buy 250 shares with your P5000 while at P10 per share, you can buy 500 shares. Mutual funds is following the very popular line of "buy low, sell high" line in stock trading. Since we don't trade in mutual funds, let's just rephrase it to "buy low, redeem high", anyway, it's just the same, if you buy, cheaper is better.

Is it risky? Maybe yes, maybe no. If you get into mutual funds thinking short term, the risk is very high because of the unpredictability of the market. However, if you invest long term, the risk decreases because [1] the trend that mutual funds and the market is always going up linearly, and [2] never did it happen in history that the market never recovered. So if you invest for let's say 10, 15, or 20 years, you'll be in a lot better shape financially.

For a more realistic example, PhilEquity started at a little over P1 per share in 1995. Right now, PhilEquity's shares are at nearly P20 per share. That's nearly 2000% growth in 15 years time. In between those, PhilEquity had "bad" years. In 2008, they had about -40% return but in 2009 and 2010, when the market was recovering, they had a very significant increase.

Hence other than the price, time is also a consideration. The earlier you start to invest, the longer your investment will be, the lower the risks, and probably, the higher the growth. And the greatest part (my favorite part in mutual funds)? I do nothing yet my money grows.

now i know!!!...hehehe..thanks bro!...so as of the moment ok b moinvest karun kay ubos ang NAVPS? or ok rba pd moinvest bhala daku ang NAVPS bsta long term lng jd??

[wizard_jamex]

now i know!!!...hehehe..thanks bro!...so as of the moment ok b moinvest karun kay ubos ang NAVPS? or ok rba pd moinvest bhala daku ang NAVPS bsta long term lng jd??

I'm glad that you understand.

[wizard_jamex]

now i know!!!...hehehe..thanks bro!...so as of the moment ok b moinvest karun kay ubos ang NAVPS? or ok rba pd moinvest bhala daku ang NAVPS bsta long term lng jd??

It's better to invest sa low NAVPS compare sa high NAVPS bisan kung long term. Kung gamay ang NAVPS then daghan no. of shares ang mapalit unlike sa High NAVPS then gamay ang no. of shares ang mapalit.

[lorenzoleo]

Hehehehe! Invest when there is a big disaster.