dagHan jed ta makat.Onan ani dah maski wala ta apiL iya seminaR
aMen for this thread
very inspiring

(got this in my email)
***YOUR BANK ACCOUNT****
This is AWESOME....something we should all remember.
A 92-year-old, petite, well-poised and proud
man, who is fully dressed each morning by
eight o'clock, with his hair fashionably
combed and shaved perfectly, even though he is
legally blind, moved to a nursing home today.
His wife of 70 years recently passed away,
making the move necessary. After many hours of
waiting patiently in the lobby of the nursing
home, he smiled sweetly when told his room was ready.
As he maneuvered his walker to the elevator, I
provided a visual description of his tiny
room, including the eyelet sheets that had
been hung on his window.
'I love it,' he stated with the enthusiasm of
an eight-year-old having just been presented
with a new puppy.
'Mr. Jones, you haven't seen the room; just wait.'
'That doesn't have anything to do with it,' he replied...
' Happiness is something you decide on ahead
of time. Whether I like my room or not doesn't
depend on how the furniture is arranged ..
it's how I arrange my mind. I already decided
to love it. 'It's a decision I make every
morning when I wake up. I have a choice; I can
spend the day in bed recounting the difficulty
I have with the parts of my body that no
longer work, or get out of bed and be thankful
for the ones that do.
Each day is a gift, and as long as my eyes
open, I'll focus on the new day and all the
happy memories I've stored away. Just for this
time in my life.
Old age is like a bank account. You withdraw
from what you've put in.
So, my advice to you would be to deposit a lot
of happiness in the bank account of memories!
Thank you for your part in filling my Memory bank. I am still depositing.' Remember the five
simple rules to be happy:
1. Free your heart from hatred.
2. Free your mind from worries.
3. Live simply
4. Give more.
5. Expect less.
Pass this message to 7 people except me. You
will receive a miracle tomorrow.
Now, STOP! Did you hear what I just said. You
WILL receive a miracle tomorrow. So send it
right Now!
Have a nice day, unless you already have other
plans.

good article!bitaw sa? i should learn not just earn
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"Heaven Has a Delicious Tinola TOday" by: Bo Sanchez
This morning, Tita Neneng died.
My dearest friend was 83 years old.
Who was she? She was God’s love to me. Really.
Let me tell you her incredible story.
She was a short, plumpish, silver-haired, never-been-married woman with a contagious laugh and a heart as big as a boat.
For years, she was a very successful businesswoman who owned a gigantic canteen in a hospital. All her life, she cooked and fed people. If she fed a human being and that human being said, “Sarap!” (Delicious!), she was in heaven.
I first met Tita Neneng in 1980, when she joined our tiny prayer group, Light of Jesus. After a few weeks, I noticed how people loved her. As their leader, people greeted me with respect. But when Tita Neneng walked into the prayer group, everyone stood up and adored her. Because each week, without fail, she brought a humongous pot of steaming Tinola (chicken soup) for everyone.
Here’s a secret I’d like to share with you…
She Was My Second Mother
One day, when I was only 18 years old, Tita Neneng pulled me aside and pressed a thick, white envelope in my hand. “Brother Bo,” she said, “I know you’ve been praying for a car. Instead of just praying for it, I’m giving you money to buy a second-hand car.”
I couldn’t believe my eyes. It was fifty thousand pesos in cash. It was the biggest amount I’ve ever held in my hand. In 1984, P50,000 was huge money.
But I simply couldn’t buy the car for myself. So months later, I told her, “Tita Neneng, I’m donating your money to the community. We need a community van more than I need a personal car.” She understood. “That’s up to you, Bo.”
She was like a second mother to me. Whenever she saw me, she’d give me food, stories, and laughter.
And when community needed money, she’d be the first person I’d call. “Tita Neneng, I want to buy a small piece of property for our community office. Will you help me?” She didn’t even ask me to explain. She pulled out her checkbook and wrote a check for P100, 000. (Today, that would be worth P500, 000.) Our office building is now sitting on that same property.
And when I ran out of money for the salaries of our full-time staffers, I called her up. When I greeted her, “Hi Tita Neneng,” she didn’t even let me speak. She just said, “I have a check for you. Visit me.”
But something happened when she was 70 years old…
She Left Everything For Love
She suffered a massive heart attack.
So massive, she died—for one minute.
Thankfully, the doctors were able to revive her.
I visited her in the hospital and I was shocked by her request. Even as she was still lying down in bed, this 70-year old woman said, “Brother Bo, I want to serve the Lord.”
I said, “Tita Neneng, you’re already serving the Lord.”
“No,” she said, “I want to serve in Anawim,” she said. “This is now my second life. Please let me live with the poor and cook for them everyday.”
Anawim was a ministry for the poorest of the poor that I started the year before. We housed the abandoned elderly in a 5-hectare property in Montalban.
Tita Neneng left everything—her big house, her air-conditioned room, and her brand new van. And she also left her businesses.
She lived in Anawim and took over the kitchen.
Tita Neneng moved into one of the houses where the poor old women we’d pick up from the streets stayed. In that house, she would share the same toilet with these street people.
It wasn’t an easy life. During these early years of Anawim, we didn’t even have electricity or running water.
But everyday, with great love, she’d cook breakfast, lunch, and dinner for hundreds of our Anawim residents. Indeed, we called her the Mother of Anawim.
Many times, she’d pull out her own money and give it to the ministry. Until one day, she said with a laugh, “Brother Bo, I don’t have money anymore. It’s all gone.”
She gave everything. Her strength. Her time. Her money. Her life.
The Happiest Woman I’ve Ever Met
Many times, we’d talk over lunch. She loved telling me, “Brother Bo, I can die right now. I’m so happy. What else will I ask for?” Every time she’d say these lines, she’d cry tears of joy. Believe me. She was one of the happiest persons I’ve ever met in my life.
Today, after 13 years of service to the poorest of the poor, she suffered another heart attack. This time, God didn’t let go of her.
Heaven is now celebrating.
No wonder.
God and his Angels must like Tinola too.
Do you want to be happy?
Serve the Lord like Tita Neneng.
It’s the greatest thing on planet earth.
May your dreams come true,
Bo Sanchez
its the first time i read this thread... and i just finished reading it from page one... hehehe very inspiring... im still 19 years old but ganahan kaau ko maka learn ug things for personal development... i still have classes later... its already 3:05 am... hehehe na carried away ko sa mga stories.. more power to this thread! - jeffrey

THE FIRST THING TO DO WHEN YOU GET YOUR PAYCHECK
(by: Malcolm P)
There is ONE money-making skill that will *very*
easily double, triple, or even quadruple your
success with financial independence... and I am
not kidding.
I'm talking about the skill of LEARNING HOW TO
PAY YOURSELF.
So you want to be a millionaire?
You want to be a millionaire but you've got
debts to pay and everyone's telling you to pay up
first before you even dream about getting any
wealthier. And now you're labouring everyday
just to pay your debts with your pay check and
then play with or save whatever's left of it.
Does this remind you of your financial life?
If it does, then read on to discover the biggest
mistake you're making, how you can correct it, and
how YOU TOO CAN GET WEALTHIER SOON!
LEARN TO PAY YOURSELF
Yes, that's right: pay yourself. And no, that
doesn't mean opening up a savings account where
you only earn about 2% interest. Paying yourself
means investing. You don't have to invest right
away but you have to have reserve money for an
investment.
Every month, set aside a certain, specific
amount of money to paying yourself. You should do
this consistently, NO MATTER WHAT. Make it a
priority over everything else - your mortgage,
rent, whatever. Just make sure you keep that
same amount of money from your paycheck every
month.
It's not really important how much you start
with. You can start with, say, $10 a month or
even 10 cents if you're really strapped. After
all, you can always increase this amount when
you've already got enough money. The important
thing is to start right away and make it a habit.
Pay yourself and then pay whatever you can
with your debts; not the other way around.
So, how is this different from a savings
account?
A savings account is more or less static. It
hardly earns interest at all.
But if you think of it as an investment account
- as money only to be temporarily saved and then
invested - then you're talking about a big
difference. An investment goes a long way. The
interest you get from it could double your money
in no time.
And sometimes all you really need for a good
investment is a few thousand dollars. Once you've
saved up enough money, hire a wealth coach
or mentor to guide you in choosing a wise
investment for you.
Soon, you'll see why investment is better than
a savings account.
If you always pay yourself a little with your
money and use it for money-making assets, you
can probably even use the investment to pay off
your debts sooner than you think! What's great is
that even after you've paid off your debts; your
investment will just keep on growing and growing
and growing!
Think of it this way: every month that you
don't pay yourself are months wherein you're not
creating wealth. This means you'll stay in debt
longer or just keep the status quo. Little
changes in your financial habits go a long way
and can alter your financial status more than you
think.
After a few years, you'd be so glad you didn't
wait until you've paid off your debts. Getting
wealthier means acting today. It's time that you
take control of your financial future. Start
paying yourself, you deserve it!
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