Understanding Life Insurance: Benefits, Values, Risks, etc.

[zippi]

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@sangga, most insurance companies have more or less same products. what you need is a very reliable agent who would be there for your family in time of need.

[sangga]

@sangga, most insurance companies have more or less same products. what you need is a very reliable agent who would be there for your family in time of need.

Mao ba? Wa diay nay gamit ang management sa company? If mawa ang agent! As long as mobayad ka sa premium,,protected japon ka bsan wala na ang agent,,, d baya na bind ang agent nga mo stay sa company lifetime,,,

[zippi]

Mao ba? Wa diay nay gamit ang management sa company? If mawa ang agent! As long as mobayad ka sa premium,,protected japon ka bsan wala na ang agent,,, d baya na bind ang agent nga mo stay sa company lifetime,,,

What I meant was an agent who you know that's been connected with a life insurance company for quite some time. My bad for not clearing stating the status of the agent.

[sangga]

Unsa pasabot ani mga master,,,projected benifits for living at 4,8,10% respectively? End of policy year 10 at 215,000 pesos living benifit? Makuha ni nimo nig ka 10 years? Hahahaa pait ning wako kasabot,,,

[yaasuy]

Just got a family secure from philam life,,, galibog ko pag basa sa policy,,,subscribe ko ani for future question mga master,,, but still to get one for my wife,,,, how about ang AXA? Ok ni?

all top performing insurance companies maayo (philam, axa, prulife, sunlife, manulife). they're all the same

[makie29]

Unsa pasabot ani mga master,,,projected benifits for living at 4,8,10% respectively? End of policy year 10 at 215,000 pesos living benifit? Makuha ni nimo nig ka 10 years? Hahahaa pait ning wako kasabot,,,

Kanang 4%, 8%, and 10% are just per year projections, they are not fixed growth rates. Gibutang lang na to show you ang dagan sa imong kwarta kung mao na ang growth rate. Try to ask your agent. Your agent can best explain it to you.

[thadzonline]

@sangga, dili na guaranteed ang projected benefits, pwede na mogamay, pwede sad modako pa kaysa sa projection nga 4, 8, & 10%. generally hinuon over time, net positive ang growth sa Philam nga funds although there were years nga nag negative pod, but the trend has always been going upwards over time. Sakto si makie29, ask your agent to educate you more about your policy, part na dapat sa iya service sa imoha

[sangga]

Ask lang ko when mn mag start ug kuha ug insurance? Pwede ba ang 9 years old mag kuha? Plan tako mag kuha para sa akong baby,,,thx mga master

[medwarc]

unsay ultimate purpose nimo bro why kuhaan na man nimo ug insurance imo baby? Basically, ang dapat jud mukuha ug insurance is kadtong income provider of the family, dili tong dependent.

[zippi]

Ask lang ko when mn mag start ug kuha ug insurance? Pwede ba ang 9 years old mag kuha? Plan tako mag kuha para sa akong baby,,,thx mga master

Since you are already covered with Philam Life as mentioned on your previous post... it would be better to to get one first for your wife before your 9 year old child. To answer your question... Yes, you can purchase a plan but you have to assess what's it for. Is it for Savings or for Educational purposes.

Hope this helps bro.