How old are you? And how much is your savings na?

[medwarc]

---

lagi bro but I'll find a way nga di jud na nako i spoiled ako anak...hehehe ipasabot namo jud sa iyaha unsa amo life before sa bata pa mi sa ako wife. and as a parent, ako jud i brainwash sya nga "go to school, study hard so that you can buy/have a company/business"... di nako ipareha sa atoa nga generation nga "go to school, study hard so that you can have a job". kung wala ko mag basa2x ug financial education books, di ko mag ka interest about investing ug negosyo...

[godgavemeyou]

Age: 22 yrs old going 23 Savings: Bank (40k) + Money on Hand (10k) Occupation: Nurse Years/Mons. of work: 8 mons. Assets: 5k worth of phone , 3k worth of watch, 35k worth of motorcycle 2nd hand.. ...... Love this thread . . .

[dhemps]

lagi bro but I'll find a way nga di jud na nako i spoiled ako anak...hehehe ipasabot namo jud sa iyaha unsa amo life before sa bata pa mi sa ako wife. and as a parent, ako jud i brainwash sya nga "go to school, study hard so that you can buy/have a company/business"... di nako ipareha sa atoa nga generation nga "go to school, study hard so that you can have a job". kung wala ko mag basa2x ug financial education books, di ko mag ka interest about investing ug negosyo...

Nindot na pre. pero realistically, dili tanan makaya na siya, someone has to work with the business that we own. and those people should have education too. I think everybody knows that theory (walay nadato pag panarbaho) they want negosyo pero kulang sa puhunan or connection or knowledge or all of the above. Ana jud ang life, dili tanan mahimong Boss, katong mga naningkamot nga na swertehan, mao toy mahimong Boss, pero naa pud biya naningkamot nga wala jud mahimong Boss. Paningkamot is not enough.

Back to Topic na ta.....

[android_james]

Age: 30
Asset: motor ug smartphone
Savings: 0

2 times nko sa fail sa akong gisugdan na business, 1 time is 10k ako capital, the second time is 25k, im so broke and a failure.. tsk, one thing ako nahibaw-an sa akong sayop is CASH FLOW mao jd ni ako sayop ky once naay kwarta or halin gkan sa business mao rasad akong gamiton sa ako mga expenses.. although naa koy trabaho as IT pero below minimum ra ang kita kuwang kaau sa inadlaw nga panginahanglan labi ky naa ko bata nga ni school na.. sad part ky kinahanglan pa kaduha ko masayop aron lang mka realize..

so far akong investment sa pagka krn is kanang hug2 ug kwarta nya ipa huwam, hopefully maau ang lakaw ani pohon nig ting bahin aron naa npd koy laing pang capital, and hopefully ma successful na unta ko..

[medwarc]

Age: 30
Asset: motor ug smartphone
Savings: 0

2 times nko sa fail sa akong gisugdan na business, 1 time is 10k ako capital, the second time is 25k, im so broke and a failure.. tsk, one thing ako nahibaw-an sa akong sayop is CASH FLOW mao jd ni ako sayop ky once naay kwarta or halin gkan sa business mao rasad akong gamiton sa ako mga expenses.. although naa koy trabaho as IT pero below minimum ra ang kita kuwang kaau sa inadlaw nga panginahanglan labi ky naa ko bata nga ni school na.. sad part ky kinahanglan pa kaduha ko masayop aron lang mka realize..

so far akong investment sa pagka krn is kanang hug2 ug kwarta nya ipa huwam, hopefully maau ang lakaw ani pohon nig ting bahin aron naa npd koy laing pang capital, and hopefully ma successful na unta ko..

bro, naay book ang title is simple business, I forgot the author. nindot to kay base jud to sya sa iya mga na experience. nindot to as guide since ganahan jud ka mag business...

[badazmel]

Age: 25

Savings: gamay ra gyud
I got married at 20 while I was still studying. I ventured a lot of businesses from selling siopao at school, lechon manok, selling apparels and even got robbed by pyramiding. After I graduated, I worked as TSR somewhere in iT Park. I took the board exam while working and won over those questionnaires. I stopped working when opportunity came and I did my best. It was the start, a store!
With those business failures, I learned a lot of things which is best to experience rather than share it with you. Everybody fails. Rise up and never fail again. But until now I always fail, but every failure is a lesson and you grow up. After a year I bought a motorcycle, appliances etc. And a year after nanganak akung tindahan, duha na sila! A month ago I bought a 2nd hand kariton. And this days planning to get a bahay kubo. For me, kuwang pa ni. Charr!
I still have dreams, for my family and for myself. Mahal kaayo ang gatas, skwela, tambal ug mga palitonon. Mahal kaayo ang pipe, block, bigvalve, accessories, gas ug uban pa! Mahal ang spoiler, side skirt, bumper, repaint, mags, wheels. Sus paita sa lyf. Kanus-a pa kaha ni mobarato?huhuhu
That's why tinuod gamay ra gyud kaayo akung savings. I love to work and of course spend. Sori sa OT, na kered awey lang sa thread.

[badazmel]

Double post

[princemike]

age:29
work: callcenter (5 yrs)
savings: -100k paet hahaha!

[makie29]

Age: 30
Asset: motor ug smartphone
Savings: 0

2 times nko sa fail sa akong gisugdan na business, 1 time is 10k ako capital, the second time is 25k, im so broke and a failure.. tsk, one thing ako nahibaw-an sa akong sayop is CASH FLOW mao jd ni ako sayop ky once naay kwarta or halin gkan sa business mao rasad akong gamiton sa ako mga expenses.. although naa koy trabaho as IT pero below minimum ra ang kita kuwang kaau sa inadlaw nga panginahanglan labi ky naa ko bata nga ni school na.. sad part ky kinahanglan pa kaduha ko masayop aron lang mka realize..

so far akong investment sa pagka krn is kanang hug2 ug kwarta nya ipa huwam, hopefully maau ang lakaw ani pohon nig ting bahin aron naa npd koy laing pang capital, and hopefully ma successful na unta ko..

Naa koy nabasahan nga libro that very successful businessmen (by successful, I mean kadtong mga tycoons gyud ug mga successful gyud kaayo), they have a batting average of 1 is to 17. That means 1 business will succeed big time after 17 tries. Dunno if exaggerated ba if di ang statistic but I guess the lesson is just to keep on going. You can look at your "setbacks" either as failure or learning opportunities. Kalimot lang ko sa title sa book.

[Ricdk Regala]

Age: 23
Savings: 5k
Assets: dell laptop (pinakauna nakong gipalit), 32"led tv, 2ch speakers (nagplano ko palit ug 5.1 ch surround sound system or home theater karon, para kaming tanan sa amoa maoy maka pahimos)

3 years na sa job as a design staff in an Architectural Firm pero wa pakoy SSS, PhilHealth and Pag-ibig. 4 digit salary. Nalingaw ko kay kani akong mga simple wishlist na akong gisuwat sa akong gamay na notebook, natuman ug hinay2x ang uban, gikan sa barat2x sa mejo mahal2x, hehehe. Lipay na kaayo ko na nakapalit kog bike (2nd hand), mic and mic stand (dream to be a rockstar, hilig mig videoke sa balay, lol). bisan tuod ginagmay lipay na kaayo ko (bike, mic, mic stand apil sa akong wishlist ). Maayo sad gyud ning magsugod ta sa gamay.

Wa sad jud ko nasuya anang mga mahalong celfon (apple, touch screen), macbook, dslr, tabs or unsa pang mga branded na gadgets/butang na pirteng mahala, kuntento nako sa akong nokiac3, importante lng mka text and call, and play ug music d ko mabuhi kung walay music. Akong mga igsuon naa cla uban anang butanga, maghuwat lang kog pisik ani, basin pa d,i e hatag sa ako, hahaha.

In terms of investments, nag plan sad ko mo invest soon kay di mahimong magsige lang tag trabaho na walay negosyo, kay para nako di mo asenso ang taw kong magcge lag trabaho. Ug xempre importante sad jud kaayo na apilan natog prayers and guides sa Ginoo, dapat mapasalamaton ta sa mga grasya na iyang gihatag sa ato.a. adlaw2x. Kani lang sa akong e share kay basin mo taas pa, sigon pa sa usa ka member, ma carried away ta ani na thread, hahaha.