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  1. #71

    Default Re: BPI EXPRESS CREDIT mamugos ug hatag nako ug GOLD MASTERCARD


    if you cancel a credit card, mabad record naka. bisan BPI rana if moapply kag Standard chartered or citibank nya ika evaluate masakpan na naa kay canceled card from other banks kay auto decline imong application.

  2. #72

    Default Re: BPI EXPRESS CREDIT mamugos ug hatag nako ug GOLD MASTERCARD

    kwaa nalang. part nas sindikato. if dili nimu kwaon, ilang delivery boy muy mukuha ug ikaw ng ma.billan. naa koy daghang kaila na naka.ingani na

  3. #73

    Default Re: BPI EXPRESS CREDIT mamugos ug hatag nako ug GOLD MASTERCARD

    it means bro dako kag deposit sa ila hehehe...

  4. #74

    Default Re: BPI EXPRESS CREDIT mamugos ug hatag nako ug GOLD MASTERCARD

    Quote Originally Posted by CocoCrunch View Post
    if you cancel a credit card, mabad record naka. bisan BPI rana if moapply kag Standard chartered or citibank nya ika evaluate masakpan na naa kay canceled card from other banks kay auto decline imong application.
    mao gani tuyo sa TS dili siya ganahan naay bago/lain credit card. maayo nuon na mabad record ka aron dili naka tagaan ug lain credit card.

    bitaw per experience, dili mana maka bad record or blacklist ang pag cancel (voluntary) intawn oi.. ang maka blacklist kanang nag DEFAULT ka ug credit card.
    Last edited by necrotic freak; 11-30-2011 at 08:52 PM.

  5. #75

    Default Re: BPI EXPRESS CREDIT mamugos ug hatag nako ug GOLD MASTERCARD

    Quote Originally Posted by yonnis1980 View Post
    the fact is i never applied for a credit card with them.

    unya karon, ila na nuon ko padalhan ug bill for annual fee.. ako na nuon may utang nila..

    wa man gani ko ikapalit ug brip.. naunsa..


    maka ingon jud ko nga walay klaro ang mga agents sa bpi sa manila. ni apply kog online nila. unya mu send na unta ko sa akong payslip para mu complete ang requirements, pag tawag nako sa agent sa phone kay disapprove daw ko. walay mga klaro! wala pa gani ko ka send. na disapprove na dayun. wait ra daw ko 6months para reapply. lami!

  6. #76

    Default Re: BPI EXPRESS CREDIT mamugos ug hatag nako ug GOLD MASTERCARD

    way ayo ang credit card.. because you tend to spend more than what you earn..

  7. #77

    Default Re: BPI EXPRESS CREDIT mamugos ug hatag nako ug GOLD MASTERCARD

    Quote Originally Posted by jonovanz View Post
    way ayo ang credit card.. because you tend to spend more than what you earn..

    yup. mag salig ka na unya ra ma bayaran. maayo lang ang credit card pag emergency. pero impossible kaayu dili ma gamit sa dili emergency kay maka tempt jud

  8. #78

    Default Re: BPI EXPRESS CREDIT mamugos ug hatag nako ug GOLD MASTERCARD

    Quote Originally Posted by yonnis1980 View Post
    the fact is i never applied for a credit card with them.

    unya karon, ila na nuon ko padalhan ug bill for annual fee.. ako na nuon may utang nila..

    wa man gani ko ikapalit ug brip.. naunsa..
    Same ni sa ako and sa ako wife... napadalhan mi card from BPI nga wa mi nag-apply... wala namo gi-activate, gi-gunting ug gisunog ang card... now, after 2 years, naa niabot nga billing for annual fee... SHOCK! gibalewala lang namu kay kahayahay gud nila.. lupig pa nila nang manglimusay sa kalsada... every month naa billing with late charge + interest... hangtud nagka daku... pero nagpadala man sad ug letter nga waive tanan bayronon.. hehehehehe... kinsa ray gahago-hago... see you next year nasad billing statement.. hehehehehe...

  9. #79
    C.I.A. lhorenzoo's Avatar
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    Default Re: BPI EXPRESS CREDIT mamugos ug hatag nako ug GOLD MASTERCARD

    siawa boss buloi gud.mao jud ni pangwarta aning cc usa na nang yearly na charge.maayo kaayo sila mobilling bisag wa gamita ang card.

  10. #80

    Default Re: BPI EXPRESS CREDIT mamugos ug hatag nako ug GOLD MASTERCARD

    ang ang og ari namo nga pordoy sila mamugos hehehe btw ana man jud na basta sa mga rich.halos tanan banks

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