Not sure if tanan naka balo unsay kalainan sa Ms. ug sa Miss...
ang sa wala pa nka balo, mao ni xa...
Ms. is the generic term to use when referring to a woman that you know nothing about, particularly in the business world.
Miss came to be used to refer to an unmarried woman of any age, while Mrs. was the correct
honorific for a married woman. The usage of “Mistress” to refer to a lover had curiously begun several centuries earlier.
source: http://www.wisegeek.com/what-is-the-difference-between-miss-mrs-and-ms.htm
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