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Vivien Daanoy? If siya, yes, kaila ko niya. In fact, siya akong unit manager.. hehe.
Please send my regards to her.

VUL stands for Variable Unit Link. It is an investment with an insurance component in it hence it is basically an investment and insurance in one. One of the main benefits of VULs is that you get to...

VULs can be used as a retirement plan and a source of pension plan. But sa kadaghan klase nga VUL, be sure to get the one that suits you the best.

The best life insurance plan that you can get is the one that suits you best. All plans are great but are useless if they are not serving a particular purpose.

Para makaavoid ug labad sa ulo, only go for stable, highly reputable, and very competitive companies.
Here are some names that I highly suggest: Philam Life, Sun Life, AXA, Cocolife, Manulife, PRU...

Here's a good read about life insurance.
Life insurance is not an expense and it's no longer like the life insurance of old.
Life insurance today has investment portions in it enabling your money...

I was connected to IMG for 2 years.
Please check the illustration below:

http://i39.photobucket.com/albums/e162/king_mark/Miscellaneous/Kaiser.jpg

*Annual physical examination, dental, and...

Ironic since Kaiser claims itself as a HMO but only provides a coverage of only 5-years.
It has a life insurance component nga gamay ra pud kaayo and being provided by Cocolife.
Imagine paying P2T...

In order to minimize the risk, be sure that you invest in companies that are listed in the Insurance Commission (IC). Here is the link to IC's website: | Official Website of the Insurance Commission...

At least 10 years but you can shorten that span of time depending sa arrangement with PAMI. Pwede ra maarrange with a mutual fund company to shorten the paying period. What will happen is that ang...

Ideally, the amount of coverage must be in line with your family's life style and how long will your children depend on your income.
For example, if you're earning P20T a month and have a 1 year old...

Before investing in any life insurance plan, please be sure to check that the company is affiliated with the Insurance Commission. Mao ni ang link sa Insurance Commission: | Official Website of the...

Kaiser is not an insurance, health care na siya.
Other than that, there are good and bad eggs. Dili tanan sa IMG ingon ana. Basin ang giapas atong niinvite nimo kay sales of course para naa siyay...

Regarding the title, there is no "one size fit all" life insurance product because everybody have different financial needs.