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murag swerte jud maka bana nimo sis da kay asset ka. hehehe anyway, pls pm me daw imo age ug ang monthly nga ma bayran nimo sa imo napilian na and ang coverage amount. ako lang i compare sa gi offer...

Term insurance sis, wala sa imo option? :-)

Philam is offering bro much cheaper but this is only a privilege given to us. Wala ni gi offer sa market even sa ila agent. From your sample 3M, it costs only P8670/year for a 25 year old.

I see. So it would be P14,158 for a year bro. Okay ra pud for a P3M coverage.

bro, kanang term 1,179.90 ako lang i clarify, monthly payment na sya or for 1 whole year na na?

How about i post na lang ngari Ma'am para maka kita pud mi. :)

Sorry late reply bro. After seeing all the posts here, I believe they already answered your question. It would be better kung ma compare jud nato through table computation but since I don't have a...

Kini nga topic sa insurance, term vs VUL, wa jud ni ka humanan. Daghan ko nabasahan na nga blogs, fb page nga wa jud kahumanan kung asa jud ang mas nindot. hehehe

As observed lang nako, it...

I have 1 bro which is under PHilam life. I don't know kung gi offer pud ba ni nila and unsa pa na company ang ga offer ug term insurance.

much better bro kung imo na lang na i separate ang pure investment ug pure insurance lang, same sa mga advise sa fellow istoryans ngari.

I see. Lain2x jud ta ug strategy da but of course we still have same purpose. I have a term insurance and a healthcare then naa na koy mutual funds for 4 yrs na. Recently lang ko nag open ug account...

daghana gud ana Ma'am 8 policies. :)

ga invest pud ka sa mutual fund or direct stocks? or mao na na imo investment ang sa insurance?

i see. I think term insurance is not being offered in our market except from the Philamlife but intended to IMG members only.

nag offer diay ang manulife ug term life insurance Ma'am?

qualified gihapon bro. kung mga 32 ka, imo mabayran is P3330.

I don't know if someone already posted this but there's no such thing as a perfect product. if there is, 1 insurance company will monopolize the market. why would I check the other if this company...

i firmly agree with Metz. as observed, life insurance agents won't discussed/tell term life insurance to their prospect.

bro, mahala pud anang life insurance. just buy term insurance and invest the difference to mutual funds..