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Malayo napud ta sa topic sa INSURANCE bro ug i connect pa...

So, magpa member sila para maka barato nya duna pa networking sa IMG for extra income.

Murag palayo na pud ta ani da :(




kini murag dili bias pagka explain sa IMG

"Hi Jbig,

Pila ni ka years to pay bro?

Mao ni ako gihulat display nalang tanan, barato or mahal sila na bahala pili.



"not really 100% that will go to investments" ... kasabot man ko ani bro, murag...

barato ni imo bro... mas maayo ug age 25 na proposal para dali i compare. Karon man kaha ni bro?

Pwuede ba ni monthly?

DAta: Male, age 47
proposal from your company:

PRULIFE

( since 1848, worldwide)
http://en.wikipedia.org/wiki/Prudential_plc
http://fortune.com/global500/prudential-95/

"Not aware there's an argument on this, just wanted to correct you on when you said Your Company gives the highest returns and to have it on record, that it was your own personal opinion for the...

I dont want to argue about the premiums or performances of VUL ... this would take eternity.

We'll just show them the DATA for TERM and VUL para dili na libog sa uban.

We cant avoid any schemes of deductions/charges or whatnot ... sa company na for business continuity.

Ug dili sila ganahan sa pamaagi ... naay daghan kapilian. Thats the reason bitaw i wanted...

Yes i know dili guaranteed... gai ko ug computation dated karon, pareha ta ug data, then taparan nako
para duna sila sample makit-an.


Insurance man gud ang main topic dili man VUL .. ni tubag...

Well... ug i compare napud nato ang VUL sa AXA bisag unsa pana mga deductions bottom line ...
AXA gives the highest Return

Besides we are talking about insurance here ... this is about life...

" .... but it's paid Annually wlay monthly ani"

you can pay monthly with AXA ...

TERM computation (oct 19,2014, Phils)

CLIENT: male, age 25, 5yrs to pay, 3M coverage, renew every 5th yr.



Guardian 5 (Philam Life) since 1947, covers...

basic lang ako gipakita na comparison para simple.



@MarNey
FYI: oct 21,2014

AXA VUL = 2K/ month ( Life Coverage is 592k + Health coverage 500k) pwuede ma adjust depende sa client.

yes nindot...but ato concern ani para sa CLIENT para dili malayo sa topic.
Ug member privilege, duna mi libre 1M

yes TERM ni... dili man sila ganahan sa VUL

GI compute nako ang TERM sa AXA para klaro.

FYI:
AXA Premium (TERM) : 1,179.90 --- TERM, 5yrs to pay, 3M sum insured, Age 25, Male

AXA Premium...

from medwarc - Philam life:
"Philam is offering bro much cheaper but this is only a privilege given to us. Wala ni gi offer sa market even sa ila agent. From your sample 3M, it costs only P8670/year...

"I have a term insurance which I paid for P3380 only(of course this would base with your age) which has a coverage also of P1M. i round off na lang nato to P3500".

@medwarc
sa 3,380 per month...

Gai lang mi kanang pwuede sa tanan... para ma compare na to.

(Duna man pud mi privilege ... malahi naman gud ang topic)

Ug kaya niya annual, TERM (12,420) ................ discounted
Ug gusto sya ug dili daku cash out, TERM (1,179.90) ................ monthly sya.


@medwarc... pila diay...

"bro, kanang term 1,179.90 ako lang i clarify, monthly payment na sya or for 1 whole year na na?"
medwarc .... monthly na bro.

Data: Male, Age 25


AXA Premium (TERM) : 1,179.90 --- TERM, 5yrs to pay, 3M sum insured

AXA Premium (VUL) : 1,256.01 --- VUL, 10yrs to pay,...

Sure! ni post man ko before... wla may ni comment, hulat hulat bitaw ko ug mo post pud ang uban para klaro klaro jud.

Pangayo nlang sa uban para ma-POST nato.

Kini nalang ato data: Male, Age...

Nindot jud lagi ato ni i compare para dili na tawn maglibog...ako willing ko mo hatag sa computation ug kinsay ganahan magpa compute ug TERM and VUL.

makie29 ... pila ang ma cash out sa TERM 5yrs to pay, Age 25 and sum insured 3M?

TERM is the cheapest for PROTECTION... sa AXA, pwuede ni sya MONTHLY Covered ug 10yrs max. and mo renew 10yrs after and mo mahal ni nig renew.
Si AXA, kutob lang age 74 mo renew.

Kung papilion...

AXA...Metrobank :)

ahh... BDO :)

auburnko ...taga asa ka na Insurance bro, if you dont mind?

"tanan insurance bro nag offer ug mutual funds?"
***** maybe

"just like wat u said nga mag invest lng ko ug stock market meaning ana ako jud mismo mag invest or naa lng company mag pa dagan sa...

Tubag ko gamay ha..

Palit ka ug TERM insurance covered ka ug 10yrs mas cheaper ni and daku ug SUM INSURED then kuha pud ka ug MUTUAL FUND or mag INVEST ka sa STOCK Market para paspas tubo sa imo...