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10% of your income is the starting point.
the ideal is 70% expenses 20% savings 10%tithes or 70% expenses 30% savings if you don't believe in tithes.
Once you make that a habit, sayon ra magsave a...

well said. :)

people business gihapon mi bai like all financial companies or any other company. difference lang is sila magbuot kinsa ila recruiton.

so set appointments, close accounts, but among clients have...

naay mga procedures to get it bai.
of course dapat kabalo jud imo partner or parents(single) nga ga invest ka.
aron makuha.

set lang ta ug appointment bai :)
I will give you an overview and ikaw na bahala unsa imo gusto. Ill PM you.

fees are the same whether you go direct to FAMI or transact with IMG.

but daghan differences


we have regular free talks/trainings related to financial literacy, so daghan ka makat-onan...

09088911621 or 09323519408 bai. :)

good for you bai. try to be early aron nindut imo seat.



as for sa mga uban nga interested dinha. if you want seats, just PM me. :)

naay official brokers ang FAMI bro.
I can assist you if interested ka.

wala bai kay mura jug bank account. if di ka modungag, aw gamay rapud patuboan ug interest.

minimum na nang 1k bai. Ang MF sauna dagko kaayo ug opening requirements, karon barato na.

as of...

ikaw magbuot pila imo i-withdraw. pwede tanan, interest ra or specific amounts. kay ibaligya man nimo ang corresponding amount of shares. :)

bank deposit na bai. mas paspas kung partner bank sa...

no problem bai. :)




dili required bai. kay mura jud nig savings account sa bank. ikaw magbuot when ka mag add or withdraw. major drawback lang ani kay we emphasize saving regularly, and...

kuha lang ka ug affidavit of loss aron issuehan ug lain.
howerver sa FAMI rani, sa PEMI ug PAMI di na needed ang certificate if mo redeem ka.

an average of 15% to 20% in the long term is achievable.
walay office ang FAMI ug Philequity sa Cebu.
They partnered with IMG for brokers.
Less cost for them(no office, no staff, no need to...

mao jud na gisuggest bro... save monthly.
mas sayon and you dont have to worry about market timing.
as long as long term jud imo investment. bali ang imo kwarta gibutang wa kay plano gamiton in the...

murag lain ang story sa Philam, dili na tungod sa AIG pullout? hehehe
di ko ka confirm though.

Text sent heheh

medyo long read but ako general advice is this,

if ganahan ug growth and long term ang goal(5 years or more), equity fund(ideal!) or balanced fund(conservative investors).

if retirees or short...

PM sent :)

but mas daghan pa i-convince nga legit ug stable ang mutual funds hehehe
ug kinahanglan jud mag invest and protection at the same time.

all MFs are going up, invest invest invest :)

let's sent an appointment bro, mas sayon man gud if isulti and with visual aids.

20 minute discussion ra bai then you can decide afterwards. :)

PM sent

ok raman tingali bai, basin break even lang ka by the end of the year.
as long as 5 years or more imo goal, Im sure mokita na.
And as much as possible covered naka daan for emergencies, kay basin...

PM sent bai :)

@istoryamember hinoon magkagamay jud ang sales load magkadako ang investment.

murag 1% nalang for FAMI if 100k above. :)

3% diay sa PAMI? abi nako 2% ra.
Last 150k gi assist nako nga investment kay PAMI man to. Ill have to confirm hehe.

MF bai or katong BTID nga gipropose nako versus whole life insurance? :)

PM sent.

you can actually start for as low as 5k.

Just assisted with 150k in investments :)

Unsa na type na ang naay "tied up" bro?
sa mga partners namo wala may tie up, you can pull out the money any time if you want to.

although its recommended nga at least 5 years ang goal, to...

disregard my post kay di nako mapost ang pic sa current performance.
PAMI and PEMI are doing well. Maybe FAMI will catch up later. :)