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  1. The returns of mutual funds aren't taxable....

    The returns of mutual funds aren't taxable.
    Ingon ana gyud na, the higher the risk, the higher the potential return.
    That is why conservative investments ang kasagaran suggestions diri since it...
  2. Yes, I didn't include taxes in it. I may also add...

    Yes, I didn't include taxes in it. I may also add that returns in mutual funds are net as well.
  3. Interest rates in banks are being lowered now...

    Interest rates in banks are being lowered now hence I don't think TDs are practical.
    If you put your money in TDs and want a recurring income of P11T a month on 3.5% per year, you may need at least...
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