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  1. Thread: Credit Cards

    by rochelle
    Replies
    155
    Views
    19,904

    Credit Cards

    parang dili springfield unless neag request ka sa card issuer na e "restructure" imo acount> usually sa mga na default na cardholder :) di lang ko sure
  2. Thread: Credit Cards

    by rochelle
    Replies
    155
    Views
    19,904

    Credit Cards

    Visual #C dapat adto ka mismo sa BIR para magkuha sa imo TIN. ang ako man gani 2 years ko ga wait wa jud nag abot puryagaba amo HR. then giadto na lang jud nako BIR para sa ako TIN so nakuha jud nako...
  3. Thread: Credit Cards

    by rochelle
    Replies
    155
    Views
    19,904

    Credit Cards

    Mao ba? last year SC ko la ko kabantay hehehehehe. gagmay ra man sad noon ko gamit. Dont have Diners dairyman :)
  4. Thread: Credit Cards

    by rochelle
    Replies
    155
    Views
    19,904

    Credit Cards

    Biggie, what bank?
  5. Thread: Credit Cards

    by rochelle
    Replies
    155
    Views
    19,904

    Credit Cards

    i think ang balance transfer na gina offer nila is e bail out nila imo existing balance sa other benk by paying them tapos katong ila gibayad mao to e charge nila sa imo account sa ilaha. that way...
  6. Thread: Credit Cards

    by rochelle
    Replies
    155
    Views
    19,904

    Credit Cards

    wow nice jud na imo practice biggie keep it up, kay magpasagad gani ta gamit na kita ra gihapon mag antos. maau unta kung malimtan sa bangko dili raba. hehehehehe. advice sad na sa ako mom ang bilin...
  7. Thread: Credit Cards

    by rochelle
    Replies
    155
    Views
    19,904

    Credit Cards

    hehehehehe. i travel a lot man gud i audit our processing plants (kung asa ko ga work ha hehehehe) sometimes kulang akong mga cash advances so i use my card and di ko ganahan sige dala ug cash kay...
  8. Thread: Credit Cards

    by rochelle
    Replies
    155
    Views
    19,904

    Credit Cards

    change ko every year para maka tipid sa annual fee hehehehehe. actually dairyman dont know what u mean hehehehe unsa man diay? :)
  9. Thread: Credit Cards

    by rochelle
    Replies
    155
    Views
    19,904

    Credit Cards

    Wow gud pa diay ko dairyman kay i only have or maintain ONE. hehehehe 3 years nako card holder but naga change ko every year. :)
  10. Thread: Credit Cards

    by rochelle
    Replies
    155
    Views
    19,904

    Credit Cards

    if used responsibly very ok jud ang credit card. pero mao lagi ang temptation gakuyog nimo always and magsalig ka na pwede ra ka palit anyway next month pa bayad. only to realize later na naa pa diay...
  11. Thread: Credit Cards

    by rochelle
    Replies
    155
    Views
    19,904

    Credit Cards

    I also know a handful of cardholder na ang basic income di umaabot sa minimum pero nabibigyan. hehehe we really don't know how they do it. cguro pag may tumawag sa ofis nyo or bahay pa charming ka na...
  12. Thread: Credit Cards

    by rochelle
    Replies
    155
    Views
    19,904

    Credit Cards

    a baka ang imo na card sa equitable ang JCB. well m not also sure basta ang alam ko may bayad ang visa and mastercard nila. HSBC nice sad ang customer service. citibank jud unta to nice pero la man...
  13. Thread: Credit Cards

    by rochelle
    Replies
    155
    Views
    19,904

    Credit Cards

    try HSBC ok ra sad ang interest kay 3.5% lang actually pare pareho lang interest rate ana nila. equitable may bayad. sa hsbc and standard free ang processing and annual fee for 1st year.
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