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this is a good point.. see, that is why i'm discouraging you to get credit cards..!

Bai usa diay ilang reason ngano reject man?[/quote]

ana gyud na citibank, basta first nimo application usahay ma reject pero pila kaadlaw mahibulong nalang ka abot na ang card... ako na experience...

mao ba... that long? how long have you been working with that company?

what's new guys!..

good for you man! wa ko ana ka bantay da..

do you guys have diners?

explained well, but what i was trying to know is kung tinoud ba nga mas gamay percentage imo mabaryan in terms of charges if imong i-transfer imo balance? because i think they are offering lower...

ah okay got your point buddy..

ur right! depende sa imo ganahan nga bank ra na..

regarding kang biggie, bisan ana pa iya paagi pag bayad, ang akong comment is the way niya gamiton.. first cash advance nya so naa nay charges...

yeah.. i really don't get the point, correct me if im wrong but the way he uses the card, its impractical and costly.. toinks

sosyal gud tawon, it has also ups and downs hehehe.. hasol sad labaw...

dili ka kaingon ana bro kay mas ganahan ko sa bpi.. depende ra siguro kung asa ka kauyon.. noon wa man sad ko metrobank so dili ko ka comment sa imong gisulte nga maau kay dili ko ganahan magpataka...

so meaning bro mag cash advance ka sa machine thru your credit card? mag bayad ka ug charges sa imo cash advances kay hasolan ka gamit atm nimo? i don't see the point... hehehe, unless imo gyud na...

hahahaha... bitaw.. kay ako, i need it also for my work.. im the head purchasing sa ako gi trabahoan.. worst ko kay i maintain 4 cards... huhuhu.. pero okay ra man kay ako man bilin sa balay,...

that's a good strategy.. i think i will try that..

hehehehe.. regarding sa purpose, naa man gud ganahan mukuha ug credit cards kay gusto maging "in" or "elite", o di kaya may decoration sa...

that's right rochelle, keep it up.. hehehehe

bitaw, some people get credit card for other purposes, ya know wat i mean.. wink! wink!

guys! if you don't have a credit card, i advise you not to get one. way makalupig kung imo i cash ang payment, but understood not everybody have cash though pero you can always save kung naa ka gusto...