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share naman the good side of credit cards. temptation is the number one bad side of it pero is there any other reason why its better to have a credit card aside from the convenience in buying stuff?

hehe thanks for sharing rochelle! u got a point. the point diay. dugay ra kaayo ko gusto mag credit card pero mao sad lagi ingon nila sa temptation man gud, daku kaayo nga problema if di ka mka...

elow guys, im currently working full-time and part-time stude. does anyone here would like to share some insights why one needs a credit card? im thinking of getting one, but i guess i need to wait...