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When you are still saving, considering gadgets as liabilities is good for you.

Padako rani ako bro, naa nay existing and needs more cap. :) Time is of the essence for this investment.

Asa ka loan ug dako2x, para i invest ?

Naa man ko baby sir, makasave man gihapon ko. :)

I think it's all about making it a habit. Imagine, every payday, making a habit of saving 500 pesos. In 1 year you will only get 6,000 pesos. Fast...

Sir, mosaka man pud na imong expenses if mosaka pud imong income. Unsa nga business you planning to venture into?

PM me sir.

Need more money to invest. :)

Kanindot gud nimo sis. :)

Somehow along the way nausab na ang meaning sa assets. :) ug ang thread kay nabutang na sa humor section.

Financial Literacy ra tingale ang kuwang ani bro.
Lisod basta manubra na pud kay mabuta lage ang tawo.

Ang government bond sis is mura ra ka ug nagpaloan sa government ana.
Tagaan ka nila ana ug certificate, certifying nga nagpautang ka sa government.

Maghimo ka ug account ana, separate account...

Ok, since daghan naman kaayo nag talk about stocks. I'll play the devil against it. Well, not really but ani ni.
I speak partly from experience and partly from books I've read from well-known...

Can you contribute here bro?

https://www.istorya.net/forums/business-finance-and-economics-discussions/504794-why-mostly-rich-people-philippines-chinese.html