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Thanks Katherine Anne. do we need to bring international valid ids to make a credit card purchase? if so unsa sad na ids ila dawaton

Hi, I think based sa ako mga nabasa tanan daw mga restaurant sa hongkong adds 10% service charge to your bill ma cash o card.
But i am thinking if naa processing fee sa bank na additional? i read...

[QUOTE=cirose;14546045]how low ang charge? kay as far as i know, mahal mn kng withdraw ka internationally. 150+ mn to sa akoa. mahal pod gni kng mu charge kag credit card (citibank).

naa add on...

kailangan pa diay ug us dollar na savings account to buy dollar mam katherine from banks? wala man ko ana so does it mean dli ko makapalit from them? so sa money changer nlng?

Unsa mas better if...

Tnuod ni sir? citi rba ako atm. unsaon ni? planning to go to HK next month.
wala ni xa international charge for using atm? o dapat sa citi na atm ra pud imu gamiton? or same here in philippines na...

Thanks, naa mo nahibaw.an na barato pa ilis us dollar bai? pila rate na barato ron?

mga boss, unsa dapat dad.on na money? us$ o HK$ o peso? para makabarato ta sa exchange rate ug dali ra pud?