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MP2 Pag.ibig savings - Please share your thoughts


This discussion is about "MP2 Pag.ibig savings - Please share your thoughts" in the "General Discussions" forums.
Hello istoryans, Mayng adlaw! I know 2010 pa ni gsugdans hdmf pero karn rako interested.. Tried several times to enroll for it today pero wlay ...

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    Elite Member stanlee climbfall's Avatar
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    Default MP2 Pag.ibig savings - Please share your thoughts


    Hello istoryans,

    Mayng adlaw!

    I know 2010 pa ni gsugdans hdmf pero karn rako interested..

    Tried several times to enroll for it today pero wlay swerte sa ila website ky cgeg somethings wrong..I'm planning to visit their office ASAP

    Sa mga nay existing savings, pls share mos inyong opinions on the enrollment nd how long namo ga.save..unsa inyo plans wen it comes to full maturity lyk after 5-10yrs or so

    No nega ppol pls.....respetoay lng ta!
    jackdi likes this.

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    C.I.A. THE KID's Avatar
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    ay dah pangkwarta nasad nas pag ibig....

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    Elite Member santario101's Avatar
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    mas maayo didto kas pag ibig office mo diretso. duha na ka options personal or company. kung personal kamo ray bahala pila inyo e deposit per month, dili fixed. kung company via salary deduction ang fixed ang amount per month. after 5 years dha pa mo kita.

    Quote Originally Posted by stanlee climbfall View Post
    Hello istoryans,

    Mayng adlaw!

    I know 2010 pa ni gsugdans hdmf pero karn rako interested..

    Tried several times to enroll for it today pero wlay swerte sa ila website ky cgeg somethings wrong..I'm planning to visit their office ASAP

    Sa mga nay existing savings, pls share mos inyong opinions on the enrollment nd how long namo ga.save..unsa inyo plans wen it comes to full maturity lyk after 5-10yrs or so

    No nega ppol pls.....respetoay lng ta!

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    LOL@post #3, dili man sab ni mandatory. ikaw ra magbuot kung mu enroll ka. di ka pugson. sort of forced savings on your part.

    dali ra ang enrollment as long as outstanding member ka (MID ra man siguro kelangan). minimum of P500/monthly, and as long as P5,000++ imong monthly income. fix iya term to 5 years, and afaik, no employer contribution.

    according to pag ibig mas dako iya return compared sa MP1. 2016 pa lang ko nagsugod. after maturity, balik na sab ug enroll, then ang "kita" ibalhin ug lain savings/investment.

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    Elite Member stanlee climbfall's Avatar
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    Quote Originally Posted by hombre View Post
    LOL@post #3, dili man sab ni mandatory. ikaw ra magbuot kung mu enroll ka. di ka pugson. sort of forced savings on your part.

    dali ra ang enrollment as long as outstanding member ka (MID ra man siguro kelangan). minimum of P500/monthly, and as long as P5,000++ imong monthly income. fix iya term to 5 years, and afaik, no employer contribution.

    according to pag ibig mas dako iya return compared sa MP1. 2016 pa lang ko nagsugod. after maturity, balik na sab ug enroll, then ang "kita" ibalhin ug lain savings/investment.
    Niadtong Thu n Fri ko gbalik2 bai ky y ayo ang OL enrollment nla...mao pud unta aq plan after 5 yrs or maybe put up a business--God willing mkaloy.an

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    Elite Member stanlee climbfall's Avatar
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    Up sa mga interested og ngpa enroll na...share ur inputs, thanks!

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    C.I.A. jackdi's Avatar
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    Padayon lang jud Boss @stanlee climbfall
    But I suggest you at least try to target P60k - the 2nd bracket.
    Kay what's the worth of P30k+ 5 years from now, di bah?

    Ang MP II's 5% - 8% dividend rate is clearly growing above the 5.2% inflation rate (refer to BSP).


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    C.I.A. baju83's Avatar
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    i read somewhere 8% sila ron.. initial enrollment was online then ni adto ko sa branch to submit katong form after enrolling and para sa 1st payment. gcash na daun akong payments after (not sure if nag post ba gyud ang payment sa gcash but i will check if maka adto sa branch since wala sila online facilities)..

    4th month pa hinuon nako so dli pa ko ka share sa 1st hand experience sa ilang program..
    stanlee climbfall likes this.

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    Elite Member stanlee climbfall's Avatar
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    Quote Originally Posted by baju83 View Post
    i read somewhere 8% sila ron.. initial enrollment was online then ni adto ko sa branch to submit katong form after enrolling and para sa 1st payment. gcash na daun akong payments after (not sure if nag post ba gyud ang payment sa gcash but i will check if maka adto sa branch since wala sila online facilities)..

    4th month pa hinuon nako so dli pa ko ka share sa 1st hand experience sa ilang program..
    Thanks sa imo inputs @jackdi

    Share nia samoa dire bai kung ok ang gcash as mode of payment

    Planning pako widin da wk to enroll ky y swerte sa online nla.hehe

  10. #10
    Elite Member stanlee climbfall's Avatar
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    Pasaka nato...myng gbie nnyo dha

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