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( Credit Cards) Unsa ang pinakaworse nimo nga na experience about Credit cards


This discussion is about "( Credit Cards) Unsa ang pinakaworse nimo nga na experience about Credit cards" in the "General Discussions" forums.
Start from the beginning na mag apply pa ka up to imo na nagamit unsa ang pinaka worse na imo na experience...

  1. #1
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    Default ( Credit Cards) Unsa ang pinakaworse nimo nga na experience about Credit cards


    Start from the beginning na mag apply pa ka up to imo na nagamit unsa ang pinaka worse na imo na experience

  2. #2
    C.I.A. abuot's Avatar
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    Default Re: ( Credit Cards) Unsa ang pinakaworse nimo nga na experience about Credit cards

    Citibank grabe kaayo maningil..hadlok hadlokon pa ka nga ipapriso ka

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    C.I.A. nolex's Avatar
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    Default Re: ( Credit Cards) Unsa ang pinakaworse nimo nga na experience about Credit cards

    the utang itself is the worst...

  4. #4
    Elite Member Fairksins2's Avatar
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    Default Re: ( Credit Cards) Unsa ang pinakaworse nimo nga na experience about Credit cards

    Naa ko sa grocery store sa SM. Unya Unionbank man 2 ko credit card dat tym. Kapoy man kng mag-withdraw kapa kay layo. Ang require man na grocery amount para magamit ang credit card kay 100 man unya ko napalit kay almost 1000 man. Sos, pag-swipe btw sa Cashier sa kng credit card. Dli pwd kay close/dli ma access as of dat tym ang banko. Paita, wla pa jud koy kakuyog ad2 na tym.Ako gibilin sa dd2 og nag-huwam lng ko kuwarta sa kng gitrabaho-an sa SM. Dli nko usab ad2 dah....

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    C.I.A. usrolla's Avatar
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    Default Re: ( Credit Cards) Unsa ang pinakaworse nimo nga na experience about Credit cards

    wyl mag apply pa ka nice kaayo paminawon ila mga offers then once mka kuha nka sus grabe d i kaayo ila hidden charges...taas pa jud ug interests...i liko2x man gud ta sa computation....tsk tsk tsk

  6. #6
    C.I.A. hera_82's Avatar
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    Default Re: ( Credit Cards) Unsa ang pinakaworse nimo nga na experience about Credit cards

    Ingon pa ni Bo Sanchez, it's not advisable to get credit cards kay malubong lang ka sa utang. It's ok to own one but should only (and he means ONLY!) use it during emergencies lang.

    The credit card itself makes the owner its slave in the long run.

    --------------------
    One thing nga nakalain pa jud kay most agents kusog kaau manawag... kay maningil. hehehe! Daghan ko kauban cge tawagan diri.

  7. #7
    C.I.A. usrolla's Avatar
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    Default Re: ( Credit Cards) Unsa ang pinakaworse nimo nga na experience about Credit cards

    thats why wa nko mag credit card ron ky grabe ka tempting ug gamit...mag salig man gud ky dugay a ma bayaran den ma found out lng nmo daku na d i ka ug utang...ok lng ang credit card kng maayo ka mo pugung ug gasto...ako dali raman gud ko ma tintal

  8. #8
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    Default Re: ( Credit Cards) Unsa ang pinakaworse nimo nga na experience about Credit cards

    share lang ko sa akung na experience sa credit card.... nice gyud kaau sila mo offer ug mga benefits... maka buhi gyud ug patay... 3 years na ko cardholder (Philam Visa Card man to ako card "AIG") 1 time naa ni call nako na taga Phil-Am Health Care.... kay pwede na daw ko maka avail sa ilang promo, if mag kuha ko sa ilang offer like ma matay ang akung utang na nahibilin is ma wala na, tapos free pa gyud ko sa mga check-up check-up about health, so i ingon ko sa agent na e fax ang policy kung unsa gyud, u know guys naka recieved ko ug letter i mean package na documents gyud sya tapos i though na ako sa basahon, sus.. naka charge na diay to sya sa akung credit card... kay pag abot sa billing statement naa na mai laing naka charge, so ako gi report sa AIG... meaning ni agree na daw ko sa policy nila... wow..... ingon ko na miss kawat man ni inyo style.... so ni submit ko ug letter sa AIG na eh stop nako ang PHIL-AM HEALTH CARE bisag wala pa ko ni agree...... pina ka kawatan gyud ang credit card oi....hehehehehehehe..... naka bayad gyud ko almost 800 sa AIG nako nga wala ko ni agree..... very badd kaau...... ayaw na gyud mo kuha ug Creadit card... okk....

    tnx for sharing.....

  9. #9
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    Default Re: ( Credit Cards) Unsa ang pinakaworse nimo nga na experience about Credit cards

    kanang dili pa on line ang ila office esp. weekend...pag col sa store dili ma approve kay wala pa diay mareceive ang payment...It's not good to use credit card...Cash basis lang gyud and if you want something save for it. Imagine paying 3.5 percent a month. that's why credit cards companies are earning well.

  10. #10
    C.I.A. sheka's Avatar
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    Default Re: ( Credit Cards) Unsa ang pinakaworse nimo nga na experience about Credit car

    i had shopping then when i was in the counter! i didnt bring my card! gibalik tanan! saonz kauwaw

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