Post your how to save tips?

[i-7]

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Mga brad og sis na mga working class, unsa inyo mga practical tips para maka save ka?

I want to know more kung unsa inyo mga secreto or unsa inyo mga tips. Bisan unsa ka gamay, basta maka save lang. Anha man na mag sugod.

Here is what I have done so far that works for me.

1. I walk my way to work, di ko musakay. Health is an added bonus.
2. I bring only exact money that I need for the day, para dili ma tintal ug gasto.
3. I have only one credit card with a very low credit limit and strickly for emergency use only.

Please add more if you have. Bahala tawgon ta tihik, basta maka tinigom, unya di ta makautang, lol.

[desertfox]

a general rule is: "Never spend more than what you earn"

[i-7]

Its generally easier said than done sis, thats why we need practical tips to make it work.

[desertfox]

yep...easier said than done...but if we can help it then it would help us a lot. this is my rule and I generally stick to it as much as possible. Of course there are exceptions like health emergencies and others.

[miyay]

if you see something in the mall which you want (not need) to buy, sleep on it for a week. and if after the week you still want to buy it, then do so if you can afford it in cash.

[CASHFLOW]

simple:

salary-savings=expense

[dodie]

Mga brad og sis na mga working class, unsa inyo mga practical tips para maka save ka?

I want to know more kung unsa inyo mga secreto or unsa inyo mga tips. Bisan unsa ka gamay, basta maka save lang. Anha man na mag sugod.

Here is what I have done so far that works for me.

1. I walk my way to work, di ko musakay. Health is an added bonus.
2. I bring only exact money that I need for the day, para dili ma tintal ug gasto.
3. I have only one credit card with a very low credit limit and strickly for emergency use only.

Please add more if you have. Bahala tawgon ta tihik, basta maka tinigom, unya di ta makautang, lol.

"If" do biking the whole month to work. I can save >700 pesos a month!
Unfortunately, i don't do it everyday. No expense in traveling, makes a big difference.

[seeteemahsuu]

buy only what you NEED, not what you WANT. works for me.

[dcabungcal]

make a list before going to grocery para ma control ang imo kuhaon...

[dcabungcal]

pay the bills as early as possible para makalikay sa overdue charges