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BPI Monthly time deposit please enlighten me


This discussion is about "BPI Monthly time deposit please enlighten me" in the "Business, Finance & Economics Discussions" forums.
Newbie here, I just want to be enlightened aning monthly time deposit sa bpi nga 0.62500 for 35 days naa poi 63 days. Does it ...

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    Default BPI Monthly time deposit please enlighten me


    Newbie here, I just want to be enlightened aning monthly time deposit sa bpi nga 0.62500 for 35 days naa poi 63 days. Does it mean nga mao ni exact interest monthly like kung 100k ang amount meaning 625 pesos ang interest sa1 month lang? Nya kung mu choose ka sa 63 days kai ma double ang 625 php nimo?

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    Quote Originally Posted by macmac26 View Post
    Newbie here, I just want to be enlightened aning monthly time deposit sa bpi nga 0.62500 for 35 days naa poi 63 days. Does it mean nga mao ni exact interest monthly like kung 100k ang amount meaning 625 pesos ang interest sa1 month lang? Nya kung mu choose ka sa 63 days kai ma double ang 625 php nimo?
    Boss sa ako nahibaw-an annual mana ila computation..misleading ra na ila style na monthly..hehe, kay usually i divide by 12 panang .625..pa dani sa depositor ba

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    Quote Originally Posted by Kooperative View Post
    Boss sa ako nahibaw-an annual mana ila computation..misleading ra na ila style na monthly..hehe, kay usually i divide by 12 panang .625..pa dani sa depositor ba
    I believe this is correct.
    Ang mga rates nga i-publish sa banks kay p.a. jud na generally.
    ... per annum.


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    Quote Originally Posted by Kooperative View Post
    Boss sa ako nahibaw-an annual mana ila computation..misleading ra na ila style na monthly..hehe, kay usually i divide by 12 panang .625..pa dani sa depositor ba
    awh , thank you misleading gyud diay.

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    Quote Originally Posted by macmac26 View Post
    awh , thank you misleading gyud diay.
    Ana jud na banks boss..tikasan na sila..joke..we find ways to get your money , in fairness nindot ang big banks og loan interest rate if naa ka biz, pro in terms of personal loans..taas interest rate og Mubo kaayo savings %..laliman tag .025%/P.a..unya taxan pag 20%

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    Quote Originally Posted by macmac26 View Post
    Newbie here, I just want to be enlightened aning monthly time deposit sa bpi nga 0.62500 for 35 days naa poi 63 days. Does it mean nga mao ni exact interest monthly like kung 100k ang amount meaning 625 pesos ang interest sa1 month lang? Nya kung mu choose ka sa 63 days kai ma double ang 625 php nimo?
    IMO mas dako2x imu kuha kay sa regular savings account pero still ka.on ra tingali nah sa inflation (i think currently naa siya sa 4%/year) i suggest try asking aw or research mga investment plans gi offer sa banks.. i think naa sila more to offer..

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    Better buy USD$... protect your cash

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    Quote Originally Posted by cheaptech View Post
    Better buy USD$... protect your cash
    This. So much THIS!

    Honestly speaking, even with my two LOBs at hand,
    buying US$ had me flowing with cash the last three
    years than my LOBs overall net in that duration.

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    Quote Originally Posted by brownie View Post
    This. So much THIS!

    Honestly speaking, even with my two LOBs at hand,
    buying US$ had me flowing with cash the last three
    years than my LOBs overall net in that duration.
    Can you explain how everything happened? What if the dollar rate will fall from 52 php today and the next year 45 php na lang how to cope?

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    Quote Originally Posted by macmac26 View Post
    Can you explain how everything happened? What if the dollar rate will fall from 52 php today and the next year 45 php na lang how to cope?
    Well, if you're serious about it, you can think of many ways to maximize your dollars.
    It only requires simple logic.
    Last edited by brownie; 04-18-2018 at 09:41 AM.

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