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Kapoy mag business


This discussion is about "Kapoy mag business" in the "Business, Finance & Economics Discussions" forums.
Originally Posted by nowayL Aw dinagko naman sad ni ila Bro. Ang akoa small time lang nga business pang-kaon lang everyday ug bills. Usa sa ...

  1. #101
    MK
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    Default Re: Kapoy mag business


    Quote Originally Posted by nowayL View Post
    Aw dinagko naman sad ni ila Bro. Ang akoa small time lang nga business pang-kaon lang everyday ug bills. Usa sa akong plano sad gyud ang ibutang sa COOP para naa koy at least usa or duha ka account nga sure ball gyud siya mokita every year and the rest para sa small time nga business as start. Of course wala ta kahibalo basin swertehon mo dako siya, aw lain nasad na nga istorya. Ang akoa lang kung naa na nakasuway or can give me idea at least pila gyud kaha akong kinahanglan dalhon nga kwarta nga ma-konsider nako mopauli na gyud .... hehe ....
    depende gyud na bro sa imo current and future needs...

    kun sa ako lang na case if I am in that situation and with my family needs, I will need at least 1.5M as 2 years buffer

  2. #102
    MK
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    Default Re: Kapoy mag business

    Quote Originally Posted by nowayL View Post
    Aw dinagko naman sad ni ila Bro. Ang akoa small time lang nga business pang-kaon lang everyday ug bills. Usa sa akong plano sad gyud ang ibutang sa COOP para naa koy at least usa or duha ka account nga sure ball gyud siya mokita every year and the rest para sa small time nga business as start. Of course wala ta kahibalo basin swertehon mo dako siya, aw lain nasad na nga istorya. Ang akoa lang kung naa na nakasuway or can give me idea at least pila gyud kaha akong kinahanglan dalhon nga kwarta nga ma-konsider nako mopauli na gyud .... hehe ....
    also bro, try consider Mutual Fund sad on top of COOP para naa ka higher growth potential sa imo money labi na if you are not going to use it right away...
    Last edited by MK; 09-03-2012 at 04:23 PM.

  3. #103
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    Default Re: Kapoy mag business

    Quote Originally Posted by MK View Post
    depende gyud na bro sa imo current and future needs...

    kun sa ako lang na case if I am in that situation and with my family needs, I will need at least 1.5M as 2 years buffer
    You mean BroMK 1.5M apil nani sa potential small time business, buffer nga 2 years ug pang-COOP/mutual funds payts na?

  4. #104
    MK
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    Default Re: Kapoy mag business

    Quote Originally Posted by nowayL View Post
    You mean BroMK 1.5M apil nani sa potential small time business, buffer nga 2 years ug pang-COOP/mutual funds payts na?
    nope just the liquid cash...buffer ra gyud bro.
    my requirements/needs may be different from yours though...so may be you can also slash that by 50%
    I am just being realistic on my personal figures mao nga ingana...afterall, I have family to feed and kids to send off to school...then some extra for family bonding dba?

    then you should at least invest the 1 year worth of buffer to Bond Mutual fund or Money Market fund or government securities or even Time deposit...para mo earn interest/capital gains while minimizing risk at the same time.

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    Default Re: Kapoy mag business

    Ok Bro thanks at least naa nakoy idea saon ...

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    OT: Mas bilib ko anang tawo na empleyado ra kunuhay low-paying job pa jud nya front ra diay to. Minilyon diay ang business. Pareha sa ako migo callcenter agent (dili sup or team lead or qa) apan ga manage ug 45 hectares na katubhan sa occidental. Samoka uy.

    On topic, ang business dili na siya kapoy as long ga enjoy ka ug mao na imo passion. If not, research lang or...man trabaho ra ka.
    Last edited by Butitor; 03-11-2014 at 07:46 PM.

  7. #107
    Senior Member prodigeek's Avatar
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    Nagosyo:
    Sa mga deli kahibawo = kapoy/lisod
    Sa mga master = sayon/way challenge

    Besan asa nga field, same philosophy rana

  8. #108
    C.I.A. brownie's Avatar
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    kapoy pero fulfilling. kana ug negosyante gyud ka by heart dili lang nagpinamay unya pila lang ka buwan
    pul-an na dayun. daghan factors i-consider apan ang number one sa tanan, imong kaugalingun kung
    naka ila na ba ka. maka attest ko ani with my personal experience for 6 year in real-time business.
    kay kadtong istudyante pa ko, gasugod na man ko ug pamaligya ug t-shirt. sa mga graduate ug USC labi
    na ang batch 2006 murag nakaila pa tingali mo nako hehe unya gikan pag graduate pag '06, wa gyud ko nanarbaho ni deretso ko ug pangnegosyo. karun nga stable na ang gamay nga negosyo, wala lang damha,
    karun much of my time tu-a na sa province gipahimungtan amo 7 hectares namuhi ug mga livestock. wa koy
    hilig ani, pero nasugdan nikalit lang kog ka in love sa mga kahayopan nako ngadto.

    timbang2-a gyud ang kaugalingun bag.o mo sulod sa pagnegosyo kay di lalim ug dili sayon. apan sayon nlng para
    nako hehe

  9. #109
    Elite Member jbass's Avatar
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    natural rana sa business. naay mo successful naa pud wala. Importante daghan kag ma learn. Pero kung madala nmu while nag work og mag business just go for it... Importante man jud mag business kay kung dili naka mu trabaho naa japun kay extra income..

    Quote Originally Posted by raaachel View Post
    usahay ba.. kapoy kaayo mag business... kana bitaw maka experience ka nga ma alkansi kag dako kaau... like nako karon, hehe..... hahay usahay maka think ko lami kaau i trabaho nlng kay sayon pa.. but well, part man gyud ni sa business..
    xymrydon likes this.

  10. #110
    Junior Member dude's Avatar
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    nahurot gyud nakog basa...salamat sa mga nag shares. lisuda man d ai mag business labi nag walay ginansya since start..tapos walay enough na pondo...

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