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Credit Cards


This discussion is about "Credit Cards" in the "Business, Finance & Economics Discussions" forums.
credit card ba? you can go to a metrobank branch and open a time deposit account. minimum is 15k. this will serve as collateral for ...

  1. #141
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    credit card ba? you can go to a metrobank branch and open a time deposit account. minimum is 15k. this will serve as collateral for your metrobank credit card. 80% of the amount will be your credit limit. the money will earn interest and will be release when you surrender the card.

  2. #142
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    credit card? try mu sa eastwest, dili kau cla strict if it is your first time aquiring for credit card, unlike other major credit cards like citibank, hsbc...etc.. its good to maintain a good credit hstory, in this case if you plan on having your own business or planning to apply for a loan, having a good credit history is an edge. not to mention if you maintain good credit reputation other banks will be offering you credit cards without you applying to them. just my 2 cents..

  3. #143
    Senior Member zinedineflo8's Avatar
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    i agree with eastwest..dli pjd kaau daku ug interest and dli hassle to pay online through ur other bank accounts..i only maintained my eastwest bank ensuring it's up to date...then kalit lang padala nako ang metrobank ug credit card without applying


    Quote Originally Posted by finimac View Post
    credit card? try mu sa eastwest, dili kau cla strict if it is your first time aquiring for credit card, unlike other major credit cards like citibank, hsbc...etc.. its good to maintain a good credit hstory, in this case if you plan on having your own business or planning to apply for a loan, having a good credit history is an edge. not to mention if you maintain good credit reputation other banks will be offering you credit cards without you applying to them. just my 2 cents..

  4. #144
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    try to google for BDO credit cards.... naa silay mga cheaper annual fees (free ang first year), 3% - 3.25% ang monthly charges....
    mka avail ka sa mga installment ug promos sa SM...naa pud gyapon rewards/points....

  5. #145
    Junior Member dondondelmiguez's Avatar
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    ganahan ta ko dili lng ko ka pasar sa requirements heheh paits

  6. #146
    Junior Member babyshar's Avatar
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    naa pa ni? interested ko mu apply credit card

  7. #147
    Junior Member abetcabahug's Avatar
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    kung first timer ka, lisud gyud mag apply og credit card. But if naa na kay credit card/s, daghan na pod mo offer nimo nga usahay ikaw na gani masamokan ug mapura og balibad. For me, maayo ang akong experience with BPI and Citibank. Mao ra gyud ning duha ang akong gi maintain kay dili pod maayo nga daghan og credit card kay naa baya gyud annual fees.

  8. #148
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    ako kay wala nag apply kay not enough documents.. gin tawagan ko sa BPI then that's it.. hehe they said if nahan daw ko to have a CC, I said yes, after 2weeks na deliver na ang CC ko.. hehe

  9. #149
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    If you are working with complete documents dali ra ikuha ug credit card. Any card will do, pareha raman na sila as long as you use it to your advantage. Pay bills on time to avoid heavy interest. I have more than 5 credit cards but Im not paying annual dues. Basta good payor ka i waive rana nila fees

  10. #150
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    naa lang ko question guys, for example palit ka 6k worth na TV then straight cash, nya everymonth mag bayad ka 2k, naa na extra charge noh? compare nimo if mag 3/6/12months installment 0% interest..?

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