Your TIPS in Saving Money?

[emow]

---

ingon sila when u decideto start saving, begin with your health.... true?

[simoncpu]

ingon sila when u decideto start saving, begin with your health.... true?

Oo, mao dapat i-prioritize jud nato ang kaon... hehehe...

[ehnblue]

discipline yourself na lahion ang savings una mag spend sa nahabilin... pero usahay matintal jud... mabali ang equation instead nga income -savings = expenses nahimo man nuon income - expenses = negative savings... hehehe

[simoncpu]

Same ra man na siguro bro:
5 - 3 = 2
5 - 2 = 3

Hehehehe...

[shrek]

A good site --> http://blogs.inquirer.net/moneysmarts/

[isang]

pwede ba ko share diri?

sa ako experience, lain lain paagi maka save, tanan man naay advantage or disadvantage.
but it depends on which way suits you.

ang style nako, and very effective is:

i have a list on my weekly expenses, naa koy notebook. so everyweek akong compute-on ang ako mga expenses.
then after 2 months akong gitan-aw ang mga expenses nga dili importante, unya akong gilimit. unya from the numbers i have, naghimo ko ug average nako nga dapat nga weekly expenses.
the rest is savings na. you will be surprise that you can save a lot without sacrificing so much on your daily needs.

[ofw_cebu]

ako style:

Payday - end of the month
First day of the month - pay all bills (either direct debit or standing order), set aside gamay pod for grocery
2nd day of the month - ang mahabilin esave

[green_dragonfly]

>live within your means

>when eating out in restaurants refrain from ordering iced tea or coke (kabantay mo tag 38 ang ila coke in can, order water na lang) heheheh

>don't be an impulvise buyer, if the price is medyo mahal think for at least 24 hrs if you really need the item and if you can afford it, ma change ra imo mind. labe na mga gadgets like cellphone, mo depreciate ra value ana nga unit next month.

for more tips, visit www.thesimpledollar.com -- this website helped me a lot !!! GO for frugality Ü

[leo_trams]

palit ug bike(sikad)...pag bike na lang padulong sa asa ka man mo adto.
eat 3times a day only and cook your own food...wala nay snacks just drink lots of water if feel nimo nga gutom na unya dili pa time para mokaon.
ayaw panguyab. if naa na ka uyab, ayaw pangasaw-a! kung maminyo ka niya, mo x20 ang imo expenses related sa imo ma-asawa.

study/read all investment books...dont buy the book(s)...panghulam lang. Photocopy it using your company's photocopier and paper. hehehe
If wala kay mahulaman...try downloading a software version...naay daghan sa internet. Then print them using your company's resources. hehehe

[isang]

kamao gyud ka bai dah... sakto pud... gamita ang resources sa company...hehehe