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Car Insurance


This discussion is about "Car Insurance" in the "Automotive" forums.
As a car owner, it's one of our responsibilities to purchase car insurance as it will not just help our car but also to the ...

  1. #1
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    Default Car Insurance


    As a car owner, it's one of our responsibilities to purchase car insurance as it will not just help our car but also to the future expenses we might need to pay.

    In our country, we are required to purchase CTPL insurance before getting our car registered. CTPL insurance helps car owners like us in providing financial obligation that covers damage, medical expenses or death of a certain person that was involved during a road accident.

    I also find this car insurance beneficial. Do you find this important? And what are the car insurance you find important? Your thoughts are highly appreciated.

  2. #2
    AAL
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    For me, I got:
    CTPL = compliance
    BI (Bodily Injury) = 50,000 each passenger for a cost of 50/year for hospitalization
    TPPD = 100,000 coverage for any 3rd party that you damage (i.e. car, house, etc..) during accident, i think this is also on top of CTPL

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    Quote Originally Posted by AAL View Post
    For me, I got:
    CTPL = compliance
    BI (Bodily Injury) = 50,000 each passenger for a cost of 50/year for hospitalization
    TPPD = 100,000 coverage for any 3rd party that you damage (i.e. car, house, etc..) during accident, i think this is also on top of CTPL
    I like that you provided the car insurance you got. I would agree that getting other car insurance on top of the CTPL insurance surely helps in the future. Car Insurance is helpful to car owners in paying any financial expenses when such situation happens on the road. Having this will surely prevent one time expenses when an unexpected situation occurs. Thanks for sharing your thoughts!

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