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Banko!!!!!!!!!!!!!!!

GOVT Issued IDs are usually enough for small Coverage and then you look like "normal", if you are not normal, like overweight they will ask you for Medical Checkups, and it depends on age as well,...

sakto na giingon ni medwarc, ari na lang ka sa top 5 or top 3 na lang which are ranked depending on which point of view nimo tan-awon (Assets, NAP Remittance, Man Power) but these top 3 are always...

I can lend a few hours to talk to you about insurances and about this stock market.... there are several ways to do it.

Since Life is unpredictable, we may need insurance. Note that, kaning mga insurance companies they earn because of our money as well. Take for example sa mga insurance sa Cars, because driving is...

Very nice!!! real estate diay imo tirada :)

pwede kaayo. just pm ra sa mga tao nga suito ani.

basin anha na siya mamalit ug LV na bag inig edad 55 na siya, nya di na niya magamit kay perteng bug-ata sa mga ingon ana na bag. hahaha. anha na pud siya ig edad 65 mu travel nga dali na siya...

Nice, pero ayaw sad palabiig save lang jud hantod sa hantod... mapareha ka sa ako amigo na perteng tihika bisan Tshirt buslot sul-ob ra gihapon, dili ka order ug bottled water sa resto kay gasto...

Nice to know nga naa dinhi nag sigeg tabang sa mga igsoon paeskwela. Nindot kaayo na bay, kay kapit bisig jud ang family.

Ako tambag sa mga post nga nabasahan nako dinhi na mga batan-on pa nga...

Yes, i have posted previously :)

Right, ako pud pre wala ko nakat-on ug sayo ani, pero nakat-on pud ko on the right time after the world markets crash last 2008. so igo igo ra jud timing.

Tihik sad kaayo ko sauna pre, as in...

Back to topic ta! hehehe.

no oi, sa PIA, kausa ra charge, upront ra... wala nay charges ig widraw.... nakuhaan na gud kag 5% daan sa una pa lang, alkansi sag doble.

on PRU M, walay upfront charges, but 5, 4, 3, 2, 1...

Prulife: they call it PIA (Prulife Investor Account) Minimum 50K, upfront charges of 5% - commission sa agents, unit manager, branch manager, district managers, etc. but upon withdrawal, no more...

naa nay minimal charges pero not taxes, para lang sa LIFE Insurance... aron kaikyas sa tax... but very minimal to the point na sa 1M na investment, wala pa kaabot 100 pesos as i have computed before,...

wala man kuhai, kay price per unit man multiplied by number of units purchased... im pretty sure wala ni tax, kay even tanan mga agents ani, nag wonder ngano wala ni makita sa BIR.

yah, this is...

Right.

but then if ang imo gikuha na product is Single Premiums just like mine, mostly sa akoa policy single premium, then just first week of march niabot nag 5 years tong usa therefore wala na...

sakto ni siya, IR lang para nindot... pwede bitaw mag dungag pud ug beneficiary

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I like you bro! dali ra ma kontento. How I wish daghan tao prehas nimo. Simple! ako...

Life Insurance: Tax Free
Life Insurance: Cannot be transfered and Insured, walay Insurance company mudawat ani nga transferrable
Life Insurance: Always naay beneficiary, and in case of proceeds, it...

dili family corporation pre, but similar to ingon ana sa "money tree" sa philam... but instead of philam, nag invest ko sa competitor. Sakto ka pre, wala pa ni makita sa BIR na paagi. Kay wais kaayo...

Guys,

I just wanted to share lang pud my idea/opinion regarding mutual funds. It's not that I am against it, but it is way way better than putting your money on the banks, BUT, naa ra koy usa ka...

for now Zero, but coming July, naa koy 1. but if you are asking about a "kid" (or dependent), i have 4 ako to mga igsoon, mura gihapon ug kids kay mukaon, muskwela and mutuition, mu allowance,...

Blessed lang siguro ko bro, kay for sure daghan prehas nako nga nag kugi, mga utukan pa gani, pero wala jud kaayo mulambo. Dapat jud, naa kay swerte gamay. Kay even ako uban kaila, mga tapulan man to...

Small business pre, and all are partnerships naki sosyo lang ko. One is that we operate a Poker Room here in Cebu, 2nd is we have a Ref Van we use for Distribution of Virginia frozen goods to wet...

When i was 18, i have 4 half brother and half sisters, i dont have step father na, so i work as computer operator in the morning, then study computer programming at night sa divine mercy comp college...

Tigum pre, workhard, enhance my skills (programming), live just within my means, then now, im into investing stocks, small business, but still wala nako buhia ako work since is got a decent pay.

Thats ok guys, when i was a kid until im 18, i dont have a pair of jeans since we cant afford it! Im just blessed

Age: 36
Savings: 1.5M

Total Assets: 19.5M (Stocks, Properties, Businesses)
Total Liabilities: 3.0M
Net Worth: 16.5M

Nice one... maayo ni karon kay mga bata pa pero financially educated na... i envy these guys, kay ako nakat-on ko dako dako na kog edad... and until now, sige lang ko pangita ug old school na...