Onsay nindot smalltime negosyo for 6k PHP ?? post ur suggestions..

[Essirach]

please post ur suggestions..i hope i could get some idea..
kana lang dili kaayo timeconsuming..
thanks in advance!

[angelitrx]

lending 5% interest, gnagmay lang usa, kon maau pagkada modako na.

[edy]

ukay2x pyts nanang 6k pesos...dako imong makuha ana....
ipabantay lang imong helper kung dka ganahan mubantay..hehe
dali rana mabaligya...
it depends sa location pud..

[lan_]

any ideas guys where to have supplier for ukay-ukay?

[esprugodoys]

if mag lending ka boss... ako una customer.. sakto lng jd kaayo.. i super need money karon.
sakto r ng 6k nimo.. super urgent jd kaayo.

[eignav2000]

Why not sell soaps with 50% discount especially kang Glutathione soaps or Glutathione caps nga pwede ka makapatong dako but still mahalin and you just do COD para dali ra matuyok imong kwarta.

[mil]

Quote: Originally Posted by angelitrx lending 5% interest, gnagmay lang usa, kon maau pagkada modako na.

grabeha pud anang 5% oi.. hehe

[emb_ventures]

Quote: Originally Posted by mil grabeha pud anang 5% oi.. hehe

pila diay kaha dapat bro.....point 98 percent...hehehe...cheers for that question!!!!

[mil]

Quote: Originally Posted by emb_ventures pila diay kaha dapat bro.....point 98 percent...hehehe...cheers for that question!!!!

2-3% payts ra..

[natchelm]

Scenario #1
more secured collateral -> less interest (2-3%)
Scenario #2
sabot sabot ra gani -> dapat dako ang interest(5%-7%) kay dali ra kaayo managan ang customer. maski dugay na nimo nga amigo, kung makautang na mawagtang lang sa mapa, or likay likayan ka.
Scenario #3
5-6 or 10% per month -> mao ni ang grabe nga interest.

[emb_ventures]

Quote: Originally Posted by mil 2-3% payts ra..

alkanse bro, daily baya na sila mangulekta, kuwang ra sa plete iya interest ug mao na

[mil]

Quote: Originally Posted by emb_ventures alkanse bro, daily baya na sila mangulekta, kuwang ra sa plete iya interest ug mao na

well if you are thingking at it as a way maka profit ka well alkansi jud.. pero you still get a lot of people na mo loan nimo kay gamay ra man ka ug interest and besides maka bayad sad jud sila..

[natchelm]

Quote: Originally Posted by mil well if you are thingking at it as a way maka profit ka well alkansi jud.. pero you still get a lot of people na mo loan nimo kay gamay ra man ka ug interest and besides maka bayad sad jud sila..

Nindot ang gagmay ug interest, mo-daghan gyud imong clients.

dapat mo consider pod ani:
1. Don't trust your friends
2. Don't trust your boss or higher ranks (if you are working to a company at the same time and you have lending outside)
3. Make sure you have a promissory note signed. Notarized if possible.
4. Much better if you require PDC. Para naay concrete evidence.
5. ATM not a good collateral nowadays kay naa nay online banking. Ig inquire nimo kay wala na sulod, gi transfer man using mobile phone or thru internet.
6. If you are into this business "promises of customers are 75% broken".
7. Accept that 20% sa imong gross income kay bad debts (wala mamayad). If it reaches 50% or more review your rules.
8. Ayaw ipabaylo tanan sa usa ka tawo. Inig layas hurot imong kwarta.

mao pa na ako ika share karon based on experience.

[emb_ventures]

ok ra sad gihapon ko anang 3 %...... 6000X3%= 180 a month....pwede na pod na good luck na lang sa imong bisnis

[onlyvic]

Im also planning to hav my own lending business....

pwede sad ka mag direct selling. sari2x store sad pwede... mag sell ug prepaid load bah gani.